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Market overview

The Cashback Comparison for Germany.

The 4 largest cashback portals tested. Shoop, iGraal, TopCashback, ShopMate – bonuses, payouts, tracking and shop selection directly compared. Find the right portal for your online purchases.

Shoop TopCashback iGraal
To the table Strategies
Infographic: Cashback comparison process

Cashback portals in comparison 2026 – Which portal is right for you?

All four portals are free and reputable. The differences lie in the shop selection, payout conditions and target group.

Detailed comparison of the cashback providers Shoop, TopCashback, iGraal and ShopMate
criterion
Shop logo
Shoop
Test winner DE
Get €10 with Shoop*
TopCashback logo
TopCashback
Best rates
Get €15 with TopCashback*
Overall rating
⭐⭐⭐⭐⭐
4.8 / 5
⭐⭐⭐⭐½
4.7 / 5
⭐⭐⭐⭐½
4.5 / 5
⭐⭐⭐⭐☆
4.0 / 5
New customer bonus 10€ Welcome bonus 15€ Welcome bonus 5€ Starting bonus No fixed bonus
Minimum payout 1€ €0.01 (practically none) 20€ 2€
Number of partner shops Over 2,200 shops Over 2,000 shops Over 3,000 shops Over 1,000 shops
Withdrawal options Bank, PayPal, gift cards Bank, PayPal, vouchers with bonus Bank, PayPal, vouchers Bank transfer
Refer a friend bonus ✓ Yes ✓ Yes ✓ Yes ✗ No
Gift cards with instant cashback ✓ Yes ✓ Yes ✓ Yes ✗ No
Browser extension ✓ Solid, reliable reminder ✓ Shop dependent, internationally oriented ✓ Present, with pop-ups ✓ Discreet, less intrusive
Mobile app ✓ iOS & Android ✓ iOS & Android ✓ iOS & Android ✓ iOS & Android
Special features Instant cashback via gift cards, car vouchers Highest cashback guarantee, often the best rates Large shop selection, community support RTL group, simple concept
Support & Tracking Help German-speaking, tickets & receipts required German & English, accommodating subsequent booking Tickets + Community, reduces cancellations Clear information about the click path
Ideal for Beginners in Germany, clear interface International tech/travel purchases, heavy buyers Users with many different shops Minimal setup, occasional buyer
Typical stumbling blocks Adblocker & full shopping carts before click VPN/exchange rate for international shops Too many pop-ups, €20 withdrawal limit Fewer special deals, basic is enough
To the offer Read test report Read review Experiences Read guide

Which cashback portal suits your purchasing behavior?

Beginners: Don't forget cashback with reminder function

Shoop and iGraal have strong browser extensions that automatically remind you about cashback. Shoop impresses with its clear interface and focus on German online shops, while iGraal motivates with community features. We recommend getting started with German shops Shoop with 10€ welcome bonus. If you prefer active reminders, test iGraal with €5 bonus.

To the tracking checklist
💡 Pro tip:

You don't have to limit yourself to one portal. Many experienced cashback users strategically combine two portals - for example Shoop for standard German shops and TopCashback for international tech or travel deals. Make sure click paths are clean to avoid tracking problems. You can find all the details in our guide How does cashback work?

Cashback tracking: Portal-specific solutions to common problems

Shoop & iGraal: German shops in focus

Both portals automatically remind you when you shop via a browser extension. Temporarily deactivate ad blockers and tracking blockers for the shop and cashback portal. After purchasing, check your account to see if the booking appears as "pending" or "confirmed." At Shoop, confirmation takes an average of 30-90 days.

Shoop tracking guide
TopCashback & ShopMate: Track international purchases

For international shops, stricter cookie policies can make tracking more difficult. Deactivate VPN before clicking and use a separate cashback browser profile (e.g. Chrome profile "Cashback") if you frequently switch between different country shops. TopCashback offers accommodating subsequent bookings if tracking is missing.

TopCashback Support Options

If a purchase has not been recorded, have the order number, purchase amount and screenshot ready. You can find detailed step-by-step instructions in our Tracking checklist as well as in FAQ with common problems and solutions.

Cashback portals rating: strengths and weaknesses in comparison

Shoop

Strengthen: Over 2,200 German shops, clear design, reliable browser reminder, only €1 minimum payout, instant cashback via gift cards. Weaken: Confirmation time for some retailers is up to 90 days.

Get a €10 bonus now* To the test report →

TopCashback

Strengthen: Highest cashback guarantee, over 1,400 shops with strong tech and travel deals, practically no minimum payout (€0.01), accommodating support. Weaken: Not the highest number of partner shops.

Get a €15 bonus now* To the test report →

iGraal

Strengthen: Large shop selection with over 1,500 partners, refer-a-friend bonus available. Weaken: High withdrawal limit of €20, pop-up notifications can appear frequently (cashback alert).

Get a €5 bonus now* To the test report →

ShopMate

Strengthen: RTL group (established & trustworthy), easiest setup, low minimum payout (€2). Weaken: Smaller shop selection (approx. 1000), fewer international deals, no fixed new customer bonus.

Open ShopMate review

This is how we compared – the methodology briefly explained

Evaluation criteria

  • Ease of use: app flow, browser reminders, clarity.
  • Payouts: options, transparency, typical waiting times (without fixed numbers).
  • Tracking security: notes, support processes.
  • Deal variety: promotions, international vs. local shops.

What we consciously don't do

No promises about specific cashback percentages or bonuses. No aggro CTA, but clear next steps. If you need details, go to the detail pages: Shop experiences, iGraal test, Top Cashback Review, ShopMate Review.

App vs. Desktop: Which flow is right for you?

Mobile-first users

iGraal and Shoop offer solid apps. iGraal pushes more notifications, Shoop keeps it quieter. If you do a lot of mobile booking (e.g. travel), test it out TopCashback on international portals, but pay attention to language and currency.

Desktop power user

Browser extensions are crucial. Shoop and iGraal remind aggressively, ShopMate remains slim, TopCashback is functional. If you have many tabs open, use a separate “cashback browser” (see Tracking checklist).

Mix and Match works: You can use desktop for planning and mobile for spontaneous purchases, as long as you perform the activation click on the correct device.

Which portal suits which purchase?

Fashion & Beauty in DE

Shoop or iGraal for clear reminders and a wide shop selection. Check voucher eligibility so as not to lose cashback.

Technology & Gadgets

Compare Shoop vs. TopCashback at international shops. Read electronics terms and conditions, some categories are restricted.

Travel

TopCashback is often strong on international travel portals. Pay attention to cancellation rules and longer confirmation times.

Everyday shopping & groceries

ShopMate as an all-rounder with a fast flow. If you want additional motivation, test iGraal with challenges.

Students & Budget Focus

Start with Shoop or iGraal, use those Checklistto avoid incorrect bookings. Small, regular purchases add up.

Casual shopper

ShopMate or Shoop for easy operation. If you rarely order, keep the process lean and document receipts.

The following applies to all scenarios: Do not make purchases just to “earn” cashback. Cashback is a bonus, not a discount in advance.

Paying out cashback: methods, minimum amounts and waiting times

All four portals offer payout via bank transfer and PayPal. In addition, Shoop, TopCashback and iGraal allow conversion into gift cards. The confirmation time for cashback is on average 30-90 days and depends on the respective shop. Minimum amounts vary: Shoop €1, TopCashback €0.01, iGraal €20, ShopMate €2. No withdrawal fees for standard methods.

5 tips for optimal payouts

  • Wait until all purchases change from “pending” to “confirmed” – outstanding cancellations or returns will delay payment.
  • Shoop: Gift cards often bring an extra 2-5% bonus compared to cash payouts.
  • Pay out regularly as soon as the minimum amount is reached - this way you avoid “forgetting” credit.
  • Document your payouts with screenshots for possible support requests.
  • At iGraal, keep an eye on the €20 limit – collect carefully before you pay out.

Withdrawal options by portal

Shoop: Bank, PayPal, Amazon/IKEA + other vouchers with bonus. 1€ minimum payout.

TopCashback: Bank, PayPal. Virtually no withdrawal limit (€0.01).

iGraal: Bank, PayPal, gift cards. Note the minimum payout of €20.

ShopMate: Bank transfer only, €2 minimum payout. Simplest option with no extras.

Frequently asked questions about comparison

Which cashback portal is the best for beginners?

For beginners in Germany, we recommend Shoop because of its clear interface and over 2,200 German partner shops. Payouts are possible from as little as €1.

Which portal pays the most cashback?

TopCashback often offers the highest rates because they offer a “Highest Cashback Guarantee” and pass on 100% commission to users, especially with international shops.

Are cashback portals free?

Yes, registering and using all portals compared (Shoop, iGraal, TopCashback, ShopMate) is permanently free. They are financed through dealer commissions.

Checklist before every purchase